Hi David,

I remember the first time that I saw you on The Oprah Winfrey show almost two years ago. You were launching your new book The Automatic Millionaire for the first time. After the show aired I immediately ordered the book on Amazon. I made a very obtainable New Years resolution two years ago. I was going to learn all I could about money, how to save it wisely, invest it wisely, etc. I was 25 years old, had landed a very successful job here in New York City, so I knew it was time to start thinking wisely about my financial future.

I am proud to say since watching that show I have eliminated my credit card debt completely. I have opened a Roth IRA, and for the past two years I have funded it to the max. My current employer does not offer a 401K plan, so I needed to start thinking about my retirement. I also have saved over four month’s of savings in an ING Orange Savings account for my rainy day fund. On top of all of that, I have been able to save a very nice amount of change in a home fund. My partner and I have a goal by 2007 to put a down payment down on a nice condo here in NYC, which we all know is not easy to do. It’s ridiculous to continue to rent. With the amount of money we pay in rent, we could have an amazing condo.

Since watching you on Oprah, calling in to talk to you on your radio show, and reading your books, I can honestly say that money no longer scares me. I have become admired by many of my friends. It’s rather funny, for many of them have come to me over the past few months to become a financial advisor for them. Before I consult with them, the first text they must read is The Automatic Millionaire!

Thanks again for everything!

Sincerely,