Hi David,

I wrote to you before about how your books helped me. Part of the reason I have been doing so well is because in July of 1993 I bought a Townhouse in Staten Island, New York for $134,900. This was a pre-construction price. I am still in this same townhome, but now it is worth over $400,000. My neighbor just sold hers for $400,000, but she dosen’t have a pool and a finished deck in her yard, so I could probably get more. My principal balance is $83,000. I’m not that great with numbers, but even I know that – that is a great investment. I have been sending extra on my mortgage payments and am planning on paying it off in 7 years. After that I am thinking about buying another place and rent it out while I remain in my home. Hopefully the rent will pay for the mortgage of my new home. With my 401K maxed out and my primary residence paid in full I will be pretty stress free and debt free. And who knows maybe I will buy that house to rent out. Time will tell. Thanks David for all the great advice and more importantly your motivation.

Sincerely, (keeping my investments simple and spending more time with my family),