My name is Traci Pond and I just finished reading your new book “The Automatic Millionare”. I caught part of an Oprah show when you were the guest and went online to get more info. I bought the book yesterday and have already started using some of your advice.

I will call tomorrow to have my mortgage paid 2x a month. I have always known I could pay an extra payment or add to the principle payment each month, but as most people always find a reason not to. Last year my husband lost his job and I stopped my payroll deduction to my 401K believing I could no longer afford to save. I called today to have the payroll deduction started back up!! I realize now that I couldn’t afford NOT to! I have one credit card that I use and pay off every month (there are some months I have a balance but not many). I called to check the interest rate and found it was 13%. I have it changed to zero % for 6 months and 7.99 % after that. I have another card that I do not usually use and had that one dropped to 7.99% as well. I have one other card that I have a high balance due to the death of my step son (we had no life insurance) and I have been paying it off for over a year but move it from one zero % balance transfer to another. Today I got one card to do zero % for 1 full year.

I am 38 years old and plan on being debt free before normal retirement age. I now feel this is obtainable and I am on my way due to your book. Thank you so much for the easy read. I am going to share with all of my friends and family. I will keep my book close as a reminder of my goal. Thanks again. (PS – When I went to purchase the book, I asked for a locals discount and with out any hesitation recieved 10% off!!)