All I can say is, “Thank God for Oprah” or I wouldn’t know anything.

I saw you on her show, of course, but I didn’t rush out to get the book. I didn’t have a job. I have a job now so I bought it; and I’m on page 101 now. My job is only for the summer, but I started reading your book before payday and I’m glad I did. After I cashed my paycheck, I took out 10% and in an envelope it goes, that is until I finish reading to find out what to do with it.

Since my job is only for the summer, I cannot join the 401(k) and I can’t participate in direct deposit or automatic savings. I do have a savings account that’s been empty for years, but I’ll wait until I see what you have to say about them. I am committed because I want to retire early too, but I still want to work part-time. I also have a part-time job working two nights a week and Sunday. I cashed that check today and I’m going to take 10% out of that too. I’ll let you know how I’m doing after I finish the book.