David,

First and foremost I would like to start out by saying thank you from the bottom of my heart for introducing me and millions of others to “PAY YOURSELF FIRST”.

I was watching the Oprah show and you happened to be on and I was really inspired and motivated to follow your game plan of action.

I have listened and read all your books along with many other financial experts and I have to say that I really feel very confidant in my financial future.

I would like to share my story with you and your readers.

I’m a single 26 year old women that has followed your motto since I was 20 years old.

Now keep in mind that my income has been between $30,000 – $38,000 per year, so this can be very achievable but you have to make some sacrifices along the way.

So at the ripe age of 21 years old I opened up a 401K account at my company and each paycheck was taking out $50.00 along with my company matches and each pay raise I would gradually increase it more until recently paying off my car, now I’m able to sock away 15%.

Following your strategies at 22 years old I was also able to purchase my first home back in 2003, I was fortunate that at the time the market was still affordable in the Orlando area. I purchased a 2bd 2bth condo that has already doubled in value. I plan on owning my home out right in the next 10 years.

Some people think that because their young that it’s impossible to save for a home and to save for retirement in your early twenties but I am living proof that with some determination, motivation and making some small sacrifices such as not wasting your hard earned money on frivolous things you can change your family tree and have a very bright and prosperous future.

One more thing… This is for the ladies.. Ladies don’t count on prince charming to come and rescue you! – (I think there’s a book out on this).

Be empowered to live the good life now and in your golden years! I have spread the word to all my family, friends and even strangers!

Thank you very much for your words of wisdom!

God Bless You and Yours,